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Getting Smart with Financing a Car

When shopping for a car, most people do not have the savings to pay for a vehicle with cash. The way it works for most car buyers is that they take out an auto loan to finance the purchase of their new vehicle. It can take several months of saving up and working to build your credit score in order to qualify for a decent rate on a loan. The balance of the car’s price is then paid in monthly installments, usually for five years. While this is the most traditional way to finance a car, it is by no means the only way.

When you purchase a car from a dealership – no matter if it’s new or used – you have a few financing options at your disposal. The dealership will offer you assistance in arranging an auto loan through a preferred lending partner, often in connection with the manufacturer of the car you’re purchasing.

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6 Point Checklist for Buying a Used Car

For many people, the car we drive becomes an extension of our personality. Cars afford comfort, style, and convenience. They offer a fun ride, reliability, and safety despite varying weather conditions and road hazards. Buying a used car differs from buying a new car in that someone else has already owned, cared for, and driven the car before you. It’s important to do your homework before buying a used car as your mileage may vary from one dealership to the next.

If you are looking to purchase a used car, first review this six-point checklist before you even show up on the lot.

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Chevrolet Trucks: Choosing Between 2WD and 4WD

You are finally ready buy the Chevrolet pickup truck that you have always wanted. Now you only have to decide if it will be a 2-wheel drive (2WD) or a 4-wheel drive (4WD). What will be the primary use of the vehicle? The answer to that question will help you determine if your purchase should be a 2WD or 4WD.

Primary Use Of The Vehicle
According to Ghent Motors, if your truck will be a family vehicle and used for vacations, shuttling kids to appointments and school events, carting garden supplies from the nursery, and hauling hardware supplies, a 2WD truck will probably be perfect.

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Stay Connected with OnStar-Equipped Vehicles

Nearly everyone has a smartphone equipped with some sort of mapping app or navigation software. These apps with turn-by-turn navigation are a marvel, but come with annoyances — you still need to peer into your small screen, tap in those directions yourself, and you still need a robust 3G/4G signal wherever you may be, to download map updates for your location.

It’s a problem that’s been solved not by one of the Silicon Valley heavyweights, but by good old GM — with OnStar, the company’s vehicle care and assistance technology package.